No Insurance? Dental Membership Plans Keep Care Affordable

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By: Dave Monahan, CEO of Kleer  

Are you overdue for a dental checkup and avoiding going to the dentist because you are uninsured and worried about the cost of care? You are not alone. More than half of Americans have not visited the dentist in the past year and those without dental coverage are three times more likely to not visit.

Research shows that a majority of uninsured patients want dental coverage, but avoid traditional dental insurance due to cost, complexity, and limitations. They would like to purchase coverage that is simple, transparent, and affordable. The good news is that there are thousands of dentists nationwide who offer just that—a simple and affordable, subscription-based dental membership plan.

What is a dental membership plan?

Think of a dental membership plan as being similar to Netflix or Amazon Prime, but for dental care. You pay a monthly or annual subscription directly to your dentist for preventative services such as cleanings, exams, and x-rays plus discounts off other treatments (e.g., fillings, crowns). There is no third-party insurance middleman in the way, so you have a direct relationship with the dentist, removing costs and hassles, and enabling the best possible care.

How much will I save?

Since dental membership plans have no insurance middleman in the way, dentists can pass the administration and overhead savings to you. Subscriptions average $25-$30 per month which is approximately 30% cheaper than traditional insurance. The best part is that any money you spend towards your subscription and treatment goes straight towards your care—ensuring your money never gets wasted in unneeded and inefficient insurance processes.

Are membership plans better than dental insurance?

The beauty of a dental membership plan is its simplicity. Unlike traditional insurance, there are no hidden terms, fees, or exclusions to watch out for. You don’t have to be pre-approved, sign any contracts, submit any claims, or deal with annual maximums. You sign up online, get 100% term and price transparency, and can start using your benefits right away.

Why is it good to choose a dentist with a dental membership plan?

Whether or not you have dental insurance shouldn’t determine the quality of your oral health or that of your family. Dentists who offer dental membership plans understand your concerns as an uninsured patient and took the initiative to find a way to get you access to affordable care you want and need.

Kleer Dental Membership Plans: The Affordable Alternative to Dental Insurance

There are many reasons to consider joining your dentist’s dental membership plan. That’s why is partnering with Kleer, a recognized leader in offering affordable, easy-to-understand personalized care plans. In addition to providing a low-cost alternative to pricey dental insurance, Kleer membership plans make it easy to access your benefits, cover your whole family, and cancel if need be.

How long does Kleer coverage last?

Kleer dental membership plans provide coverage for 12 months. Plans automatically renew for the following year unless you choose to opt out of the renewal, which can be done at any time. It’s important to note that you also don’t have to worry about losing your coverage if you experience job loss or an unforeseen life circumstance since your membership plan is a direct agreement between you and your dentist.

When can I sign up?

Rather than wait for open enrollment such as the case with traditional insurance, you can sign up for a Kleer dental membership plan at any time—and your benefits start immediately.

How do I sign up?

Signing up for a Kleer membership plan is easy. You just go to your dentist’s web site, fill out basic information—your name, mailing address, email address, payment method, etc.—and select the Kleer care plan that best meets your needs. You can get coverage in 2 minutes or less.

How do I know if a dentist has a Kleer dental membership plan?

To find out if a dentist participates in a dental membership plan, go to and select “I don’t know my dentist’s code” at the top of the page, and enter the name of the dental practice. 

If you don’t have a practice in mind, go to and use the website’s chat feature at the bottom right corner to speak to a customer support specialist. They can look up dentists near you that have a membership plan in place.

For more information about Kleer dental membership plans, visit


DAVE MONAHAN is CEO of Kleer, who’s advanced, cloud-based platform allows patients and employers to get better, more affordable care without all the hassles and costs of traditional dental insurance. Visit or email for more information.

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